Financial focus month week 5: Budget for the Whole Year

A little while ago I showed you how my annual budget looks like. In today’s post I’ll share with you how to create your own one. It’s simpler than you think! Let’s start with the same basics you would start any shorter term budget. You can do it on paper or in excel or any other programme by the way, whichever you prefer. Draw a … Continue reading Financial focus month week 5: Budget for the Whole Year

Financial focus month week 1: Shelf Cooking

It’s the New Year. It’s a little bit chilly. It’s a little bit hungover, and the festivity has been replaced with the dread of the work week starting again tomorrow. But it’s not all bad. Actually, quite the opposite. January is a great month to forget about the mistakes and financial failures of the past year and to start afresh. Throughout the month of January I … Continue reading Financial focus month week 1: Shelf Cooking

Is it possible to save HALF of your income?

A couple of blog posts ago I mentioned that just over 50% of the money I make goes into savings. I will now explain how I managed to engineer that on a moderate income. Saving 50% of your income sounds near enough impossible for most people I know, and I don’t blame them. Looking back at the last few years, I would probably think the … Continue reading Is it possible to save HALF of your income?