Financial focus month week 5: Budget for the Whole Year

A little while ago I showed you how my annual budget looks like. In today’s post I’ll share with you how to create your own one. It’s simpler than you think! Let’s start with the same basics you would start any shorter term budget. You can do it on paper or in excel or any other programme by the way, whichever you prefer. Draw a … Continue reading Financial focus month week 5: Budget for the Whole Year

Financial focus month week 3: No Spend Week

Welcome to the week 3 of the financial focus month. Today, we are starting a no-sped week. It’s easier than you think. Actually, if you have ever been broke you probably already know how to do this out of necessity. I am doing a no-spend week because: Christmas was expensive It’s nice to keep some money in the pocket Ain’t nobody got time for mindless … Continue reading Financial focus month week 3: No Spend Week

Five things to do in January

The end of the year is here. And I have zero new Year’s resolutions. Instead, I have five things to do in January, which will hopefully help in keeping me sane, not broke and somewhat organised. The lull period between Christmas and New Year is one of the few days in the year I genuinely dislike. This is because usually it’s cold, I have already … Continue reading Five things to do in January