The best ‘cheap’ changes which positively impacted my life

I’m one of these annoying individuals who save a good chunk of their money and still don’t look like they are giving something up. And that’s accomplished with some really small changes. I am today showing four of the many such small changes which I can truly say I have implemented in my life, am sticking with and am seeing actual benefits to my life … Continue reading The best ‘cheap’ changes which positively impacted my life

Happy Monday (ok, it’s Tuesday…) 9 July 2019

So July is here. Anybody else a bit surprised? I know it comes every year, but gosh. July is here. And I am writing my happy Monday post on a Tuesday…because I’ve been away so much that Monday has turned into a flight day. June has been busy and exciting and full of sunshine and activities and projects, and it has been lovely. Here are … Continue reading Happy Monday (ok, it’s Tuesday…) 9 July 2019

10 financial things to sort out in your 20s’

A short while ago I asked my Instagram family to pick a topic of my next blogpost. The choice given was between ‘how to start investing’ and ‘10 financial things to sort out in your 20s’. The 10 things won, resulting in this blog post. I am sad to say that I lived through my 20s already. However, I am also pleased to say that … Continue reading 10 financial things to sort out in your 20s’

I could retire, but I don’t want to

A shocking thought visited me today. ‘I could retire now’. This shocking thought was immediately followed by an equally shocking one, ‘meh, I don’t want to retire right now’. In my current situation retiring would mean a move to a different country and a significant change in lifestyle. My reasons for not wanting to retire are a little cliche, so instead let me tell you … Continue reading I could retire, but I don’t want to

Five things to do in January

The end of the year is here. And I have zero new Year’s resolutions. Instead, I have five things to do in January, which will hopefully help in keeping me sane, not broke and somewhat organised. The lull period between Christmas and New Year is one of the few days in the year I genuinely dislike. This is because usually it’s cold, I have already … Continue reading Five things to do in January

What to do when your account is overdrawn beyond limit

I am touching on this topic in the run up to Christmas, because estimated 19 million people just in the UK regularly dip into the overdraft with close to 2 million permanently overdrawn (according to the Guardian). It is not unusual for people to get into overdraft right around this time of the year and remain stuck in either authorised or unauthorised overdraft for a … Continue reading What to do when your account is overdrawn beyond limit

‘Brexit’ the UK and take your pension pot with you?

United Kingdom is a country where pension enrolment is compulsory. This means that every person over the age of 22 but below state pension age, employed, working within the country and earning above £10,000 per annum has a personal pension pot. A regulation making enrolment into workplace pension compulsory for everybody meeting these criteria took effect in February 2018. I am not leaving the country … Continue reading ‘Brexit’ the UK and take your pension pot with you?