Five things to do in January

The end of the year is here. And I have zero new Year’s resolutions. Instead, I have five things to do in January, which will hopefully help in keeping me sane, not broke and somewhat organised. The lull period between Christmas and New Year is one of the few days in the year I genuinely dislike. This is because usually it’s cold, I have already … Continue reading Five things to do in January

What to do when your account is overdrawn beyond limit

I am touching on this topic in the run up to Christmas, because estimated 19 million people just in the UK regularly dip into the overdraft with close to 2 million permanently overdrawn (according to the Guardian). It is not unusual for people to get into overdraft right around this time of the year and remain stuck in either authorised or unauthorised overdraft for a … Continue reading What to do when your account is overdrawn beyond limit

‘Brexit’ the UK and take your pension pot with you?

United Kingdom is a country where pension enrolment is compulsory. This means that every person over the age of 22 but below state pension age, employed, working within the country and earning above £10,000 per annum has a personal pension pot. A regulation making enrolment into workplace pension compulsory for everybody meeting these criteria took effect in February 2018. I am not leaving the country … Continue reading ‘Brexit’ the UK and take your pension pot with you?

The burden of managing money and balancing debt

Let’s start from the start. I graduated from university in 2011, at a ripe age of 25. I chose to take 3 years out between high school and university simply because that’s how long it took me to decide what it was that I actually wanted to study. My BA is in computing and marketing and with a bit of strategic arm-twisting, selective studying and … Continue reading The burden of managing money and balancing debt