5 things I gave up to get out of debt

You know how people say getting out of debt and building wealth require sacrifice? Well, they are not kidding. I dug myself out of a small mountain of consumer and student loan debt in 12 months making not much money and today I’ll tell you what it took.   Time I spent a lot more time working instead of enjoying life outside of work. But … Continue reading 5 things I gave up to get out of debt

Financial focus month week 5: Budget for the Whole Year

A little while ago I showed you how my annual budget looks like. In today’s post I’ll share with you how to create your own one. It’s simpler than you think! Let’s start with the same basics you would start any shorter term budget. You can do it on paper or in excel or any other programme by the way, whichever you prefer. Draw a … Continue reading Financial focus month week 5: Budget for the Whole Year

What to do when your account is overdrawn beyond limit

I am touching on this topic in the run up to Christmas, because estimated 19 million people just in the UK regularly dip into the overdraft with close to 2 million permanently overdrawn (according to the Guardian). It is not unusual for people to get into overdraft right around this time of the year and remain stuck in either authorised or unauthorised overdraft for a … Continue reading What to do when your account is overdrawn beyond limit