Financial focus month week 1: Shelf Cooking

It’s the New Year. It’s a little bit chilly. It’s a little bit hungover, and the festivity has been replaced with the dread of the work week starting again tomorrow. But it’s not all bad. Actually, quite the opposite. January is a great month to forget about the mistakes and financial failures of the past year and to start afresh. Throughout the month of January I … Continue reading Financial focus month week 1: Shelf Cooking

Five things to do in January

The end of the year is here. And I have zero new Year’s resolutions. Instead, I have five things to do in January, which will hopefully help in keeping me sane, not broke and somewhat organised. The lull period between Christmas and New Year is one of the few days in the year I genuinely dislike. This is because usually it’s cold, I have already … Continue reading Five things to do in January

Wrapping up 2018 financially – net worth update

When I started this blog I promised myself to be transparent with figures, unafraid to show both the successes and failures. No time like the present to deliver on this and sum up how my net worth changed over the 2018. Below figures are my actual net worth figures for everything that I track. Before we dive in, let’s define net worth for those amongst … Continue reading Wrapping up 2018 financially – net worth update

What I am giving for Christmas – a truthful gift guide

A short while ago I wrote a blog post about not going bankrupt over Christmas spending. This post is a follow-up telling you exactly what I am gifting this year to my nearest and dearest. I don’t budget for Christmas separately anymore, I just save less in December and that  gives me a very definite budget as I don’t like to reach out for savings … Continue reading What I am giving for Christmas – a truthful gift guide

The burden of managing money and balancing debt

Let’s start from the start. I graduated from university in 2011, at a ripe age of 25. I chose to take 3 years out between high school and university simply because that’s how long it took me to decide what it was that I actually wanted to study. My BA is in computing and marketing and with a bit of strategic arm-twisting, selective studying and … Continue reading The burden of managing money and balancing debt