I could retire, but I don’t want to

A shocking thought visited me today. ‘I could retire now’. This shocking thought was immediately followed by an equally shocking one, ‘meh, I don’t want to retire right now’. In my current situation retiring would mean a move to a different country and a significant change in lifestyle. My reasons for not wanting to retire are a little cliche, so instead let me tell you … Continue reading I could retire, but I don’t want to

Five things to do in January

The end of the year is here. And I have zero new Year’s resolutions. Instead, I have five things to do in January, which will hopefully help in keeping me sane, not broke and somewhat organised. The lull period between Christmas and New Year is one of the few days in the year I genuinely dislike. This is because usually it’s cold, I have already … Continue reading Five things to do in January

What I am giving for Christmas – a truthful gift guide

A short while ago I wrote a blog post about not going bankrupt over Christmas spending. This post is a follow-up telling you exactly what I am gifting this year to my nearest and dearest. I don’t budget for Christmas separately anymore, I just save less in December and that  gives me a very definite budget as I don’t like to reach out for savings … Continue reading What I am giving for Christmas – a truthful gift guide