Not going bankrupt over Christmas

It’s almost Christmas, the most expensive holiday of the year! I left home at the age of 19 and moved across the continent. This Christmas is the 13th Christmas which I am celebrating as a responsible (ish) adult, a daughter who lives far away, an aunt who loves to spoil her niece and nephew, a girlfriend of another family’s eldest son and an employee of … Continue reading Not going bankrupt over Christmas

The cost of owning cats

I’m a cat lady. I share my home with a cat-man and our two kittens. The kittens are adorable and spoilt and not cheap. In today’s post I will cover the financial aspect of owning a cat. First things first, obtaining a pet, whether you adopt, buy or rehome, is usually not at £0. If you are looking to adopt, majority of the shelters ask … Continue reading The cost of owning cats

Is it possible to save HALF of your income?

A couple of blog posts ago I mentioned that just over 50% of the money I make goes into savings. I will now explain how I managed to engineer that on a moderate income. Saving 50% of your income sounds near enough impossible for most people I know, and I don’t blame them. Looking back at the last few years, I would probably think the … Continue reading Is it possible to save HALF of your income?

Paying off debts fast & how life can change in just one year

In 2014, I paid off close to £12,900 of debt, starting the year on a £24,000 income. In this post, I will tell you all about how I did it and how my life changed during that one year. It does not involve moving back with my parents, just saying. It is going to be a long post taking you through the twelve months. The … Continue reading Paying off debts fast & how life can change in just one year

The burden of managing money and balancing debt

Let’s start from the start. I graduated from university in 2011, at a ripe age of 25. I chose to take 3 years out between high school and university simply because that’s how long it took me to decide what it was that I actually wanted to study. My BA is in computing and marketing and with a bit of strategic arm-twisting, selective studying and … Continue reading The burden of managing money and balancing debt