What to do when your account is overdrawn beyond limit

I am touching on this topic in the run up to Christmas, because estimated 19 million people just in the UK regularly dip into the overdraft with close to 2 million permanently overdrawn (according to the Guardian). It is not unusual for people to get into overdraft right around this time of the year and remain stuck in either authorised or unauthorised overdraft for a … Continue reading What to do when your account is overdrawn beyond limit

Paying off debts fast & how life can change in just one year

In 2014, I paid off close to £12,900 of debt, starting the year on a £24,000 income. In this post, I will tell you all about how I did it and how my life changed during that one year. It does not involve moving back with my parents, just saying. It is going to be a long post taking you through the twelve months. The … Continue reading Paying off debts fast & how life can change in just one year

The burden of managing money and balancing debt

Let’s start from the start. I graduated from university in 2011, at a ripe age of 25. I chose to take 3 years out between high school and university simply because that’s how long it took me to decide what it was that I actually wanted to study. My BA is in computing and marketing and with a bit of strategic arm-twisting, selective studying and … Continue reading The burden of managing money and balancing debt