A number of mortgage lenders are taking about doing ‘their bit’ to help the individuals affected by the economic outcomes of the pandemic, by offering a mortgage holiday. Let’s talk about it. Firstly, at least in the UK where I live, mortgage holiday is written into standard terms of mortgage from any bigger and most smaller lenders. So my sceptical self will say that majority … Continue reading Mortgage payment holiday – yay or nay?
*Thank you to everyone who took part. This giveaway is now closed.* Happy Wednesday! It is unusual for me to be giving things away, but since we’ve all had a bit of a sh*te time over the last few 10(?) weeks, I’ve pulled an instagram giveaway together. You could win £25 Amazon eGift voucher. Use it for necessities or as a treat, it’s up to … Continue reading A little giveaway
This topic of storing food, preserving it and making it last is not a new one. Simply ask your grandparents – unless they were city dwellers, they would know EXACTLY how to make things last. We are now in a bit of a funny situation – the food is there and available, but frankly most people don’t really want to go out into the crowd … Continue reading Making produce last longer – simple ways to store and preserve your fresh food
Just as the next person, there are many things, concepts and ideas that make me uncomfortable or outright scared. Today I am going to share the big ones with you, in no particular order, and how they impact my financial life. Becoming a parent, or not The prospect of missing out on motherhood because I am 33, unmarried and without a solid plan or strong … Continue reading Millennial angst AKA seven things I fear and how they translate into my finances
I’m about to start week 9 of being in a lockdown. NINE. That’s full 8 weeks or 56 days done, almost two months. And a lot can change in a budget in the span of two months. Today I’ll tell you about the key expenses which are no longer a thing in my budget, and what they’ve been replaced by. Going out Everything is shut … Continue reading Expenses I cut during the lockdown and what they’ve been replaced with
Things have changed for many of us. An while there are plenty of people who will come out of the 2020 coronavirus pandemic financially unscaved or even better off, many, including me will not have fared quite so well. To make it a learning exercise, I’ve gathered the three most important lessons we can all take away from the economic impact the response to the … Continue reading Three personal finance lessons to take from Covid-19
My personal budget has shrunken significantly in the last few weeks. And with it, off went my skincare budget. For years I have had issues with my skin and it’s only in the last few years that I found a routine that works for my face. And while I am reducing the costs, I am not about throw the key skin-savers out of the window. … Continue reading 5 skincare products I am prioritising on a budget
…so the market has changed some, but how has it changed exactly? In this article I am going to compare the prices from 12 months ago to now. And straight comparison is not an easy task, so keep a close eye on the details. Let’s commence by setting some baselines. In order for the comparison to make sense, I need to compare apples to apples … Continue reading Property prices in London: 12 months ago vs mid-pandemic
This article will kindly omit the topic of the pandemic, because enough has been said for now. Instead, let’s talk about London. I live in London. And the title was a naughty little clickbait. London is the 3rd largest city in Europe, not the largest, but somehow people often forget that Istanbul and Moscow, the two largest ones, are also in Europe. That aside, I … Continue reading 5 biggest (non-obvious) drawbacks of living in Europe’s largest city
The British version of furlough British government has rolled out a furlough scheme in order to safeguard at least some of the private sector jobs currently being cut left and right, and through that salvage at least part of the economy. What is it? Furlough in the UK is a temporary leave of absence granted to employees or members of an organisation, on reduced pay. … Continue reading Furlough scheme explained (information valid as at 5th April 2020 in the United Kingdom)
