…and it’s called expensive hobbies. Ok, I’m not talking private jets, designer wardrobe and casual drugs. I’m talking the everyday, normal things which I have just realised can really catch a person out. So here is my little sin list and how I am tackling it. Expensive plants – I used to have a little urban jungle (it looked like this) which after a while … Continue reading I have a problem…
It should be said first and foremost that I grew up in Poland. Poland is a Catholic country. It has over 10,000 parishes. If you really wanted to do some maths, you’d find out that there is one church for every 30 sq km of terrain, including the forests. Forests cover nearly 30% of the country. So religion is a thing where I grew up. … Continue reading Best Easter traditions from Poland
Appetite comes with eating – it’s a common Polish idiom which sums up the lifestyle creep well. If you are not sure what lifestyle creep actually means, it’s something that happens when your luxuries turn into necessities. It tends to accompany an increase in income and goes hand in hand with what people call ‘standard of living’. Standard of living is more of an aspirational … Continue reading How to stop lifestyle creep after getting out of debt
Happy Monday! I love April, it’s such a capricious month. The weather gets moody and edgy, people get moody and edgy and the world gets creative. Don’t know about you, but I need a little bit of a mood swing and attitude shift to produce my best work and so far, I’ve been snowed under professional and personal projects. Here are some of the things … Continue reading Happy Monday (8th April 2019)
There are good mornings and bad mornings. I like mine to be good mainly because as my boyfriend puts it, I am an early raiser but I am not a morning person. And when not-a-morning-person like me gets out of bed at 6.25am daily, sh*t better run like a clockwork. Things don’t just fall into place on their own at that time of the day, … Continue reading A good morning starts the evening before – 7 things I do at night for a better start to the day
My March payday was yesterday. This can only mean one thing: I’M RICH!!!!!! If only. Yesterday’s payday simply means that today is a budget reconciliation day, one of my least favourite tasks at the end of every month, mainly because I am a bit of a free spirit. But hey, what has to be done has to be done. Here is how the month of … Continue reading Budget Recap: March 2019
I am having trouble believing that I am writing this, but tonight I am going to go and do some panic shopping. You know…just I case UK ends up crashing out of EU next Friday which is now an entirely realistic scenario. My main concern is not about food running particularly short in the weeks immediately following the potential hard Brexit, but around certain foods … Continue reading A little panic shopping list just in case the hard Brexit happens.
You know how people say getting out of debt and building wealth require sacrifice? Well, they are not kidding. I dug myself out of a small mountain of consumer and student loan debt in 12 months making not much money and today I’ll tell you what it took. Time I spent a lot more time working instead of enjoying life outside of work. But … Continue reading 5 things I gave up to get out of debt
I love a good ole potato. When I am in a pinch, feeling a little lazy, needing a bit of comfort food or just don’t want to spend money, I take a potato and make a meal of it. Sometimes more than one potato, truth be told. Today, I have one of my favourite childhood recipes for you. It’s frugal, it’s quick and it’s tasty. … Continue reading My favourite (dirt cheap) recipe – savoury potato pancakes
So it happened – I had a whole no-spend month and didn’t even realise it was happening. Is this what I have become? Ok, it’s not a bad thing that I have no spend months or weeks or days without noticing. Or I hope it’s not a bad thing. So what happens in person’s life to suddenly stop spending? Here is what has been happening … Continue reading I had a no-spend month and didn’t even notice
