All the frugal habits in one place!

I often hear a misconception that being frugal equates to being cheap. Did Extreme Cheapskates really tarnish the word ‘frugal’ that much? In today’s post, I am giving you ALL (or almost all) of the useful frugal habits I developed over the years and, just for a good measure, a couple of the cheap ones too. If I see money on the ground, I pick … Continue reading All the frugal habits in one place!

Budget Recap – January 2019

It finally happened. The longest month of the year is DONE. Why the longest? My January started on December 21st. And although I budget for the whole month and whole year, it just feels like a never-ending stick-to-the-budget battle. But – I survived, just about. Here is how my budget actually looked like line by line. Income: I made my usual salary, I got paid … Continue reading Budget Recap – January 2019

Financial focus month week 5: Budget for the Whole Year

A little while ago I showed you how my annual budget looks like. In today’s post I’ll share with you how to create your own one. It’s simpler than you think! Let’s start with the same basics you would start any shorter term budget. You can do it on paper or in excel or any other programme by the way, whichever you prefer. Draw a … Continue reading Financial focus month week 5: Budget for the Whole Year

Getting Invisalign: the cost, finding the right dentist and the things the adverts don’t tell you about

A number of cosmetic procedures has been on my list since my late teen years, and it’s only recently that I can truly afford getting them done. By cosmetic procedures I don’t mean actual plastic surgery, but I do mean things like getting my teeth straightened out and eyesight corrected. Today, I will focus on the procedure that is happening in my life right now, … Continue reading Getting Invisalign: the cost, finding the right dentist and the things the adverts don’t tell you about

Financial focus month week 4: Win at Retirement Planning

Maybe it’s a weird perversion, but I actually like thinking about retirement. I call it retirement but what I mean is not having to work the good ole 9-5 anymore. Whether this happens at 40, 55 or 70 depends on you. In this blog post let’s look at all the things to consider when planning when and how you want to retire. First things first … Continue reading Financial focus month week 4: Win at Retirement Planning