About the book A collection of letters written by Gary C. Halbert from Boron Prison to his son, Bond. The letters are ‘lessons’ to Bond, intended for later revision and publishing. The lessons are on copywriting and direct marketing. The book contains a total of 25 letters, each followed by a brief analysis by Bond Halbert. I came across this title while listening to Tim … Continue reading Monthly Book Club: The Boron Letters by Gary C. Halbert
It helps that the United Kingdom, and London where my home is, boasts some rather attractive properties.
Let’s get to the point though.
Aside from paying for the purchase of the property itself, a person purchasing a home is usually liable for a tax called Stamp Duty. This tax is usually collected and filed by your solicitor/property conveyancer. It is a tiered tax with some variation between Scotland, Wales and England (and the Northern Ireland). Continue reading Stamp duty on residential properties explained
A good while ago I published a video about becoming British through naturalisation. With the Brexit deadline right around the corner, there has been a lot of change in how temporary and permanent residence, the pre-requisites to becoming a British national, are changing. The topic touches me personally – not only I have members of family and friends who are living in the UK on … Continue reading UK and EU nationals – how not to get kicked out of the country after Brexit
Being a man is somewhat easier than being a woman. There, I said it. But – even if that is the truth in general, there is a whole host of things men are saddled with societally which can make everyday life challenging, unfair and costly. Here are the key ones. The pressure to succeed Whatever success means, and it usually just means being rich and … Continue reading The true cost of being a male
I like the idea of being able to influence what financial organisations think about me. Most commonly, I can do that by maintaining a high credit score. But what is it and what to do if your credit score is not so great? What is credit score? Wikipedia puts it nicely: ‘A credit score is a numerical expression based on a level analysis of a … Continue reading What to do about your credit score
I could go on and on about the pink tax and the VAT on tampons, but this post is going to focus on something else. Both men and women are faced with challenges in everyday life, things that put a burden upon us because we are of one or the other sex and gender. Today, since we are in February, the month of love, I … Continue reading The true cost of being a female
I am a big fan of travel. Sometimes I like to splurge, but for the grand majority of my leisure travel, the budget is modest. And by grand majority I mean…my partner and I travel abroad on average 11 times per year, only one or two of those trips will involve saving up larger amounts of money for. All others are kept low budget and … Continue reading How I keep travel affordable
I often hear a misconception that being frugal equates to being cheap. Did Extreme Cheapskates really tarnish the word ‘frugal’ that much? In today’s post, I am giving you ALL (or almost all) of the useful frugal habits I developed over the years and, just for a good measure, a couple of the cheap ones too. If I see money on the ground, I pick … Continue reading All the frugal habits in one place!
It finally happened. The longest month of the year is DONE. Why the longest? My January started on December 21st. And although I budget for the whole month and whole year, it just feels like a never-ending stick-to-the-budget battle. But – I survived, just about. Here is how my budget actually looked like line by line. Income: I made my usual salary, I got paid … Continue reading Budget Recap – January 2019