5 things I gave up to get out of debt

You know how people say getting out of debt and building wealth require sacrifice? Well, they are not kidding. I dug myself out of a small mountain of consumer and student loan debt in 12 months making not much money and today I’ll tell you what it took.   Time I spent a lot more time working instead of enjoying life outside of work. But … Continue reading 5 things I gave up to get out of debt

My favourite (dirt cheap) recipe – savoury potato pancakes

I love a good ole potato. When I am in a pinch, feeling a little lazy, needing a bit of comfort food or just don’t want to spend money, I take a potato and make a meal of it. Sometimes more than one potato, truth be told. Today, I have one of my favourite childhood recipes for you. It’s frugal, it’s quick and it’s tasty. … Continue reading My favourite (dirt cheap) recipe – savoury potato pancakes

Happy Monday (4th of March)

I have been inspired over the weekend to start sharing the things which I am enjoying in life a little faster. Forget the monthly favourites, years best and all that. Sometimes to catch the good things in the moment, it’s worth talking about them while you are doing them. Not saying that I ripped the idea for this blogpost from Tim Ferris’s 5-bulled Friday newsletter, … Continue reading Happy Monday (4th of March)

Monthly Book Club: The Boron Letters by Gary C. Halbert

About the book A collection of letters written by Gary C. Halbert from Boron Prison to his son, Bond. The letters are ‘lessons’ to Bond, intended for later revision and publishing. The lessons are on copywriting and direct marketing. The book contains a total of 25 letters, each followed by a brief analysis by Bond Halbert. I came across this title while listening to Tim … Continue reading Monthly Book Club: The Boron Letters by Gary C. Halbert

Stamp duty on residential properties explained

It helps that the United Kingdom, and London where my home is, boasts some rather attractive properties.

Let’s get to the point though.

Aside from paying for the purchase of the property itself, a person purchasing a home is usually liable for a tax called Stamp Duty. This tax is usually collected and filed by your solicitor/property conveyancer. It is a tiered tax with some variation between Scotland, Wales and England (and the Northern Ireland). Continue reading Stamp duty on residential properties explained