You know how people say getting out of debt and building wealth require sacrifice? Well, they are not kidding. I dug myself out of a small mountain of consumer and student loan debt in 12 months making not much money and today I’ll tell you what it took. Time I spent a lot more time working instead of enjoying life outside of work. But … Continue reading 5 things I gave up to get out of debt
I love a good ole potato. When I am in a pinch, feeling a little lazy, needing a bit of comfort food or just don’t want to spend money, I take a potato and make a meal of it. Sometimes more than one potato, truth be told. Today, I have one of my favourite childhood recipes for you. It’s frugal, it’s quick and it’s tasty. … Continue reading My favourite (dirt cheap) recipe – savoury potato pancakes
So it happened – I had a whole no-spend month and didn’t even realise it was happening. Is this what I have become? Ok, it’s not a bad thing that I have no spend months or weeks or days without noticing. Or I hope it’s not a bad thing. So what happens in person’s life to suddenly stop spending? Here is what has been happening … Continue reading I had a no-spend month and didn’t even notice
I have been inspired over the weekend to start sharing the things which I am enjoying in life a little faster. Forget the monthly favourites, years best and all that. Sometimes to catch the good things in the moment, it’s worth talking about them while you are doing them. Not saying that I ripped the idea for this blogpost from Tim Ferris’s 5-bulled Friday newsletter, … Continue reading Happy Monday (4th of March)
It’s the 1st of March as I type this post up and honestly, I am feeling a bit meh. It’s cold outside, colder than it was for the last couple of days, the sun is not shining and I’ve just sifted through all my February expenses. And the bad part? The best part of my February expenses was actually spent at the end of January. … Continue reading Budget Recap: February 2019
About the book A collection of letters written by Gary C. Halbert from Boron Prison to his son, Bond. The letters are ‘lessons’ to Bond, intended for later revision and publishing. The lessons are on copywriting and direct marketing. The book contains a total of 25 letters, each followed by a brief analysis by Bond Halbert. I came across this title while listening to Tim … Continue reading Monthly Book Club: The Boron Letters by Gary C. Halbert
It helps that the United Kingdom, and London where my home is, boasts some rather attractive properties.
Let’s get to the point though.
Aside from paying for the purchase of the property itself, a person purchasing a home is usually liable for a tax called Stamp Duty. This tax is usually collected and filed by your solicitor/property conveyancer. It is a tiered tax with some variation between Scotland, Wales and England (and the Northern Ireland). Continue reading Stamp duty on residential properties explained